AUD-918432 · 2026-07-26 11:28:33.129

Allowed

Full reconstruction of one AI decision: the prompt, the retrieved evidence, the model output, every policy evaluated and the human who signed it. This record is hash-chained to its predecessor and cannot be altered without breaking the chain.

Risk score

34/100

at time of decision

Policies evaluated

1

inline at the gateway

Evidence documents

2

retrieved and cited

Human approval

Not required

attributable sign-off

Decision reconstruction

Verbatim from the ledger

Prompt

Summarise covenant headroom for borrower WHL-3312.

Model output

DSCR headroom 0.21x; two early-warning signals raised.

Reasoning recorded

Numbers reconciled against the spreading engine; no unsupported claims detected.

Documents retrieved

  • spreads/WHL-3312-FY26.xlsx
  • covenants/WHL-3312.md

Policy evaluation

Every rule that ran

Chain integrity

Tamper-evident

Record hash
19fd42…7a08
Previous hash
66aa31…0f92
Anchored
RFC-3161 timestamp · 11:45 IST
Retention
10 years (RBI)
Initiating user
rm-2210
Chain verified — no gaps detected in this segment.