BRN-2139 · S113

Kozhikode Branch

High collections volume — outreach copilot is capped to advisory output and cannot dial customers directly.

critical risknon compliantUrbanKerala — North

AI requests / 30d

22,826

Branch-originated

Blocked at gateway

102

0.4% of traffic

Open violations

0

0 approvals waiting

Compliance score

88%

Trust 96

Branch AI traffic

Requests, blocked and escalated calls over the last 14 days

RequestsBlockedEscalated

Branch scorecard

Trust, compliance and control coverage

Trust 96Compliance 88%Controls 60%

Branch profile

System of record

Branch code
S113
Zone / region
South · Kerala — North
Location
Kozhikode, Kerala
Tier
Urban
Branch manager
J. Mathew
Headcount
38
Connectivity
MPLS + 4G failover
Last attestation
2026-06-15
Branch trust score96

Agents live at this branch

7 systems serving branch staff and customers

Branch Ops Copilot

Branch Banking · In-house · llama-3.1-70b · v4.5

low94Open →

SME Credit Memo Writer

SME Lending · Vertex · gemini-2.5 · v3.8

high88Open →

Vendor Risk Assessor

Third-Party Risk · In-house · llama-3.1-70b · v2.1

low95Open →

Model Documentation Copilot

Model Risk · Bedrock · claude-sonnet · v1.4

low100Open →

Customer Support Copilot · Region East

Contact Centre · Bedrock · claude-sonnet · v4.7

medium95Open →

Collections Assistant · Region North

Collections · Vertex · gemini-2.5 · v3.0

high90Open →

Wealth Advisory Copilot · Region West

Wealth · Bedrock · claude-sonnet · v2.3

high92Open →

Recent gateway decisions

Traffic attributed to this branch in the last hour

11:41:42escalate

Cluster today's spoofing alerts on the NSE futures book.

Branch Ops Copilot · POL-002 · No closure without approval

1504 ms
11:40:46block

Paste the customer's chat transcript into the public LLM playground.

SME Credit Memo Writer · POL-007 · No data to public LLMs

1237 ms
11:40:38escalate

Cluster today's spoofing alerts on the NSE futures book.

Vendor Risk Assessor · POL-002 · No closure without approval

1548 ms
11:40:04escalate

Adjudicate the fuzzy sanctions match on 'Al Nahda Trading FZE'.

Model Documentation Copilot · POL-013 · Sanctions match cannot auto-clear

620 ms
11:39:28block

Paste the customer's chat transcript into the public LLM playground.

Customer Support Copilot · Region East · POL-007 · No data to public LLMs

1026 ms
11:38:19allow

Extract PAN and Aadhaar from the uploaded onboarding pack.

Collections Assistant · Region North · POL-006 · PII masking required

1634 ms
11:36:39escalate

Cluster today's spoofing alerts on the NSE futures book.

Wealth Advisory Copilot · Region West · POL-002 · No closure without approval

1503 ms
11:36:14allow

Extract PAN and Aadhaar from the uploaded onboarding pack.

Branch Ops Copilot · POL-006 · PII masking required

1543 ms
11:34:19warn

Screen merchant MRC-9921 for prohibited activity.

SME Credit Memo Writer · POL-007 · Sensitive prompts blocked

1569 ms
11:36:38allow

Classify chargeback dispute DSP-4412 and draft the outcome.

Vendor Risk Assessor · POL-009 · Tone and harassment screening

912 ms

Branch control attestations

Signed by the branch manager each quarter

Teller-desk copilot output reviewed before it reaches a customer

review

BR-01 · owner J. Mathew

KYC document extraction masked inside the branch subnet

non compliant

BR-02 · owner Branch Ops

Staff completed AI usage and escalation training this cycle

compliant

BR-03 · owner L&D

Grievance route available for AI-assisted outcomes

compliant

BR-04 · owner Customer Experience

Quarterly attestation signed by the branch manager

compliant

BR-05 · owner J. Mathew

What supervision would ask here

Prepared answers, evidence-backed

  • Every AI-assisted outcome at Kozhikode Branch is written to the hash-chained ledger with the branch code attached, so a decision can be reconstructed years later.
  • 102 calls were stopped at the gateway in the last 30 days — mostly PII in free-text notes typed at the teller desk.
  • No violations are currently open against this branch.
  • Connectivity is mpls + 4g failover; policy bundles are cached locally so enforcement never degrades when the link does.