AUD-918434 · 2026-07-26 11:34:51.415

Held for approval

Full reconstruction of one AI decision: the prompt, the retrieved evidence, the model output, every policy evaluated and the human who signed it. This record is hash-chained to its predecessor and cannot be altered without breaking the chain.

Risk score

66/100

at time of decision

Policies evaluated

2

inline at the gateway

Evidence documents

3

retrieved and cited

Human approval

Pending · APR-2206

attributable sign-off

Decision reconstruction

Verbatim from the ledger

Prompt

Screen merchant application MRC-9921 for prohibited activity.

Model output

MCC 7995 adjacency flagged; onboarding held for risk delegate.

Reasoning recorded

Website copy references gaming credits inconsistent with the declared MCC 5732.

Documents retrieved

  • kyb/MRC-9921.pdf
  • policy/prohibited-mcc-v12.json
  • web/presence-scan-9921.html

Chain integrity

Tamper-evident

Record hash
5c11ef…2290
Previous hash
82ba07…6c53
Anchored
RFC-3161 timestamp · 11:45 IST
Retention
10 years (RBI)
Initiating user
svc-merchant-02
Chain verified — no gaps detected in this segment.